Lee German
Lee runs the banking side: corporate accounts, EMI ledgers and treasury structures across multiple jurisdictions, built so that one frozen account never stops the business.
Cryptomus Sanctions 2026: What Merchants Must Do Now
The UK has sanctioned Xeltox, the company behind Cryptomus and Heleket. What the listing covers, why exchanges and banks will flag funds that touched these gateways, the source-of-funds file to build, and how to pick a licensed replacement.
Safeguarding Account for EMIs: Providers and Costs (2026)
Who offers safeguarding accounts to EMIs in Europe as of October 2026, what a small or newly licensed EMI pays and has to prove, what regulators fine firms for, and why banks refuse applications.
USDT EU Ban 2027: What ESMA's Stablecoin Deadline Means
ESMA has told EU crypto platforms to stop all services in non-MiCA stablecoins, USDT included, custody and transfers too, with leftovers cleared by 8 January 2027. Who it hits, what still works, and how to move balances and payout rails in time.
Brazil Crypto Regulation 2026: What Changes for BRL Off-Ramps
From 6 November 2026 Brazilian banks and PSPs can't deal with unauthorised crypto providers. The BCB rules, the US$100k FX cap, US$10k self-custody reporting, Binance's purpose codes, and how to check your counterparties.
EMI for High-Risk Business in 2026: Lithuania, Malta, Cyprus
Which EU EMIs still take high-risk businesses, what Lithuanian, Maltese and Cypriot regulators are cracking down on, the onboarding pack that gets approved, what safeguarding does and doesn't protect, and why accounts get closed.
BVI vs Cayman vs Seychelles in 2026: Which One Actually Banks
BVI is now on the FATF grey list and the EU AML high-risk list, Seychelles is off the EU tax grey list, Cayman is on neither. What that means for bank accounts, annual costs and filings, and when each jurisdiction is the wrong choice.
Seychelles IBC Bank Account in 2026: What Actually Gets Approved
Forming a Seychelles IBC takes days. Banking it is the real project. What changed in 2024–2026, who still banks Seychelles companies, why applications get declined, and the setup that actually moves money.
Hong Kong vs Singapore Company: The Operator's Comparison (2026)
Hong Kong or Singapore for your Asia entity? Directors, tax, audits, banking and payment processing compared, with the cases where each one wins and when to use both.
Crypto OTC Desk vs Exchange: How to Execute Large Crypto Trades
When a crypto OTC desk beats an exchange for large trades: how RFQ pricing works, the real cost of slippage, where settlement risk sits, and how to run counterparty due diligence before your first trade.
Offshore Company Bank Account: What Banks Accept in 2026
Why BVI and Seychelles companies struggle to get banked, what compliance teams actually assess, the KYB documents you need, and the realistic routes that work in 2026.
Hong Kong Company Bank Account: A 2026 Guide for Non-Residents
How non-residents open a Hong Kong company bank account in 2026: traditional banks vs digital banks vs fintech platforms, documents required, realistic timelines, and how territorial tax and offshore claims fit in.
EMI vs Bank: Multi-Currency IBAN Accounts and Safeguarding
How EMIs and banks really differ: safeguarding vs deposit insurance under 2026 UK and EU rules, which banks hold EMI safeguarding accounts, named vs pooled IBANs, SEPA and SWIFT access, and when to use each.
Crypto Off-Ramp for Business: USDT to Fiat Without Bank Rejections
How businesses convert USDT and other crypto to fiat through licensed counterparties, why banks reject crypto proceeds, and the source-of-funds file that gets conversions cleared under the travel rule and MiCA.
Business Bank Account Frozen? Causes, First Steps and Prevention
Why banks freeze business accounts, how to tell a compliance review from de-risking or a legal hold, what to do in the first 48 hours, and how to structure treasury so one freeze isn't fatal.