Run thenumbers.
Free calculators for the numbers acquirers and banks judge you on. No sign-up, nothing stored; it all runs in your browser.
Who will bank your business?
Pick what you do and where you want to bank. See which licensed banks, EMIs and payment firms publicly accept it, which decide case by case, and which rule it out, each with the firm’s own words and a source.
Open 02 · Free toolChargeback ratio calculator.
Enter one month of numbers. See your Visa VAMP ratio and Mastercard chargeback ratio against the 2026 thresholds, and how many more cases you can take before you’re flagged.
Open 03 · Free toolRolling reserve calculator.
A 10% reserve sounds small until you see six months of it stacked up. Model exactly how much working capital your reserve terms lock up, and when it comes back.
Open 04 · Free toolApproval rate revenue calculator.
Declines are the most expensive line on your P&L that nobody reports. Put a number on every point of approval rate before you argue about basis points.
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